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PEIA sticker shock

Folks coated by PEIA are taking a look at one other enhance for the approaching fiscal 12 months — 10%-13% relying on sure particular person elements. This, after the 24.2% enhance plus the $147 monthly spousal surcharge accredited in March for FY 2024.

In response to the West Virginia Chamber of Commerce, previous to the spring will increase, a household incomes $50,000 per 12 months paid about $1,262 monthly in PEIA premiums, whereas the same household on personal insurance coverage paid about $1,949 monthly. The 24% enhance implies that PEIA-covered household is paying roughly $1,564 this 12 months; a further 10% enhance will put the month-to-month premium at roughly $1,720.

That is nonetheless considerably lower than what comparable households with personal insurance coverage pay, so we think about these on PEIA will obtain restricted sympathy from their personal sector counterparts. Nonetheless, we are able to definitely sympathize with the sticker shock. A $460 enhance in per-month funds in two years can be a blow to any household’s finances.

Thankfully, the PEIA board will likely be holding public remark hearings earlier than the latest enhance turns into remaining. There will likely be one such listening to in Morgantown on Nov. 9, for anybody who want to share their ideas or ask questions.